Maybe you are wondering why it is that female driver insurance is cheaper than a similar car insurance policy for male drivers, well the simple answer is that to insurance companies women represent a lower risk than men.

Whilst there are men all around the country talking about the injustice of cheap car insurance for women, the facts cannot be ignored; generally women are safer drivers than men. Female driver car insurance has grown into a large market because it is only fair that as the risk is smaller to insurance companies women should benefit from cheap lady driver insurance quotes.

Studies show that whilst women tend to make a similar number of insurance claims as men, the cost of the claim is lower. It would seem also that young women drivers benefit most from this which is reflected in prices when you compare young women drivers insurance quotes.

There are many factors that lead to women getting cheap motor insurance, these include things like vehicle choice as data shows that women opt for more sensible, lower spec cars with smaller engine sizes than men and drive a slower speeds than men too.

In Britain, according to government statistics, a staggering 92% of all driving convictions are for male drivers and men account for 98% of all convictions for dangerous driving, it's no wonder that the cost of car insurance for women is cheaper. Despite this, not all companies are equal. It makes sense to shop around, we recommend you use our online price comparison tool and we will compare female driver insurance from over 90 of the top insurers and find you the cheapest car insurance for women that they can offer.